Idemitsucard - How to Order: Step-by-Step Instructions

Navigating the application process for the Idemitsucard Platinum Business card can seem daunting at first glance. This article is designed to break down that barrier, offering a step-by-step guide to ordering your card. 

We'll cover everything from eligibility to submitting your application. By the end, you'll have all the knowledge to proceed confidently.

Rewards and Benefits Simplified

With the Idemitsucard Platinum Business, you unlock a 0.8% reward on every purchase, covering various business expenditures, including taxes, transport, and entertainment. 

These rewards extend to regular shopping, ensuring every yen spent contributes to your point tally. When spending abroad, the benefits amplify, granting you 10 points for every 1,000 yen spent, enhancing the card's appeal for international transactions. Additionally, transactions at Idemitsu Kosan SS stations are rewarded, showcasing the card's versatility across various spending categories. 


This system is designed to support businesses by offering tangible rewards that can be reinvested into your operations or used to offset future expenses. The blend of local and international spending benefits makes this card a powerful ally for business owners looking to maximize their financial efficiency.

Eligibility Overview

Understanding the eligibility criteria is the first step in accessing the benefits of the Idemitsucard Platinum Business.

Eligibility and Documentation

To qualify, solid financial health, satisfactory credit score, and stable business standing are required to qualifySolid. These criteria ensure that the cardholders are capable of managing their finances responsibly. 


To complete the application, applicants must submit comprehensive financial statements, proof of their business’s legitimacy, and personal identification. This documentation aids in assessing the applicant's economic stability and business viability. 

It's a straightforward process that aims to ensure that the card’s benefits are extended to businesses poised for growth and with a clear track record of financial responsibility. The requirement for such documentation underscores the importance of transparency and accountability in the application process.

Ordering Guide

Navigating the application process for the Idemitsucard Platinum Business is straightforward and accessible.


Website or Branch Visit

Start by exploring the official website or visiting a nearby bank branch. This initial step provides you with all the necessary information and access to the application form. 

It's designed to be user-friendly, ensuring that prospective cardholders can quickly begin their application journey. Whether you prefer the convenience of online applications or the personal touch of a branch visit, both paths are streamlined for efficiency.

Application Form

Filling out the application form requires accurate business and personal information. This step is crucial in establishing your eligibility and the potential benefits that can be leveraged through the card. 

It's a simple process designed to gather essential details while respecting your time. Accuracy is critical to a smooth approval process that minimizes delays or issues.

Document Attachment

Attaching the necessary documents is straightforward. This step corroborates the information provided in the application form, including financial health and business legitimacy

It's a critical part of the process, ensuring that all applicants meet the card's standards for financial responsibility and business operations. This documentation phase is essential for moving forward in the application process.

Submission and Wait

Upon submitting your application, you will wait for approval notification. This stage is handled efficiently to inform applicants of their status quickly. 

It's the final step in the application process, culminating in a decision that could benefit your business. The waiting period is a necessary pause, allowing for a thorough application review.

Activating and Using Your Card

Activating your card is the first step to unlocking its potential. Here’s how to get started and use it effectively:

  • Visit the official website or use the mobile app to activate your card.
  • Follow the on-screen instructions, entering your card details and personal information.
  • Set up a PIN for transactions and ATM withdrawals.
  • Register for online banking to monitor your account and manage your card easily.

Maximizing Card Benefits

To ensure you’re getting the most out of your card, consider these tips:

  • Use your card for regular business expenses to accumulate rewards. This approach maximizes the potential for earning points on every transaction, turning necessary spending into valuable rewards.
  • Pay attention to special offers and promotions to earn extra points. These opportunities can significantly boost your rewards balance, providing more benefits for the same amount of spending.
  • When planning business trips, utilize the card’s travel perks. Benefits such as lounge access and travel insurance can enhance your travel experience while also saving you money.
  • Stay informed about your rewards balance and redeem points strategically. Knowing when and how to redeem your points can lead to optimal rewards, such as travel upgrades or cashback.

Interest Rates and Fees

Understanding the costs associated with your card is crucial. Here’s a simplified overview:

Interest and Charges Explained

The principal member fee is 22,000 yen, while additional members are charged 3,300 yen, which is waived for the first year. Interest rates vary for purchases, cash advances, and balance transfers, impacting how you manage your balance and payments. 

Using the card wisely is essential to avoid unnecessary fees, such as late payments or exceeding your credit limit. Regularly reviewing your account can help manage these costs effectively, ensuring you make the most of your card without accruing high fees.

Support Services

The customer support team for Idemitsucard is accessible at 03-5996-1236 and is ready to help with any questions or concerns regarding your card. For those preferring face-to-face interaction, the office is at 18F Ryogoku City Core, 2-10-14 Ryogoku, Sumida-Ku, 130-0026 Japan

This team is well-equipped to provide solutions ranging from basic inquiries to more complex issues like lost or stolen cards. Their expertise ensures that any problem is resolved promptly, minimizing inconvenience.

Disclaimer: Rates and fees are subject to change. Regularly check the official website for the most current information to avoid surprises.

Conclusion on Ordering Your Idemitsucard

Securing and maximizing the benefits of your Idemitsucard Platinum Business involves a few straightforward steps. Each phase is designed to enhance your business's financial management, from activation to mindful usage, understanding fees, and leveraging customer support. 

Remember, success lies in staying informed and making strategic decisions. This guide aims to streamline the process, ensuring you can efficiently navigate your Idemitsucard experience.